Category Archives: Blog

Change is coming. It’s inevitable… The signs of recession are all around, and it’s not just the talking heads on the fringes sounding the alarms anymore; it’s prominent business leaders, fund managers, and economists now issuing dire warning signs about what’s to come. Here is a sampling of what these prominent voices have to say: […]

The economy is rife with uncertainty and at the center of the storm is inflation and Fed policy to address it. If you scan the financial news, newspapers, the Internet, and social media, you’ll see economic uncertainty on full display. “Guggenheim’s Minerd Says Fed Won’t Stop Raising Rates Until Something ‘Breaks.’” – bnnbloomberg.com. “IMF chief […]

You are here because you’re searching for a path – a financial path that will give you the freedom to dictate the terms of your financial future – including the ability to walk away from your day job if you so choose. Maybe some of you have felt the devastating economic effects of COVID and […]

Who controls the valuation of your portfolio? You? Your financial advisor? Your broker? Not who you think. You, your financial advisor, and your broker may control what assets go into your portfolio, but a number of outside forces determine your portfolio’s valuation. And in the current economic environment filled with fear and uncertainty, these outside […]

Everywhere you turn, all you see, hear and read about is doom and gloom in the economy. Invariably dragged into the predictions of recession and downturns is the state of the real estate market. Here are some recent headlines: “Economist Who Called 2008 Housing Bubble Warns of Home-Price Declines.” –Businessinsider.com. “A Housing Market Crash Could […]

The state of the economy is not good. Inflation and high gas prices are weighing down the average consumer – many maxing out their credit cards to get by. In April, credit card loan balances jumped by 17% from a year earlier, the fastest pace of growth since 1996, according to Federal Reserve data. The […]

Have you ever heard of the term Gambler’s Fallacy?   Gambler’s Fallacy is the false belief that if an event has occurred multiple times before, it will happen less often in the future. For example, if a dice roll has turned a six in the last three rolls, the mistaken belief is that a six […]

Nobody likes to feel helpless – powerless to change their economic situation… Many of us recently experienced this in the early days of COVID as nationwide lockdowns and social distancing orders shut down workplaces, schools, and businesses. Some saw their jobs eliminated. Others saw reductions in responsibilities and reductions in pay. In 2008, many experienced […]

The Wall Street chickens are coming home to roost. What do I mean? The stock market is bound for a hard landing after flying high for the past two years – fueled by stimulus checks. Even as we’re just now starting to deal with the effects of inflation, investors will start to suffer the ramifications […]

The system is rigged against the small retail investor, and there’s little anyone can do about it. There are too many players getting their palms greased (i.e., Wall Street brokers, market makers, politicians, and even the exchanges) for any hope of real change materializing to help the little guy. In the meantime, the gravy train […]