Author Archives: Michael Foley

The pandemic has shaken up the world and has got you reassessing your finances. It’s great that you have decided to do something about it as you realize you need to invest more in your paycheck. A visit to the local A.G. Edwards or Edward Jones and you’re on your way, right? Not exactly. Your […]

Right now, the wave of business acquisition opportunities in the U.S. is one of the most overlooked investment opportunities on the market. For experienced business owners and entrepreneurs, now is a prime time to snap up businesses with tremendous value-add opportunities. With minor technological, operational, and organizational tweaks, experienced managers can turbocharge existing, stable, cash-flowing businesses into […]

The problem with sugar highs? ​​Sometimes the crash wasn’t worth the high. For any parent who has ever had young children, you know what I’m talking about. In a way, the stock market is experiencing an extreme sugar high right now. After falling more than 30% in March at the beginning of the COVID-19 pandemic, […]

There might not be a better time in history to buy an existing income-producing business. In the right hands of an experienced organization with high-level skills, infrastructure, personnel, and operational efficiency; underperforming businesses can be quickly turned around to reward their acquirers with consistent, reliable income shielded from inflation and downturns. The COVID-19 pandemic has […]

Public investors speculate and private investors accumulate – accumulate wealth. That first sentence explains the difference between public and private investors. Public investors are all about timing. ​​They want to buy at the bottom before prices rise and sell at the top before prices drop. It’s a fool’s errand with very few retail investors beating the […]

With the Coronavirus, there’s a divide among businesses between those that are flourishing and many that are not. The industries hardest hit by quarantines and travel bans were obvious:  travel, transportation, and retail. The list of well-known companies that filed for bankruptcy is long. The new social distancing-enforced economy has forced businesses to pivot or […]

Out of the Frying Pan and Into the Fire Out of the frying pan and into the fire describes the situation of moving from one bad situation to one that is worse. For many investors who finally come to their senses and decide to abandon Wall Street volatility, most jump into a worse situation by […]

In the field of psychology, the Dunning-Kruger effect is a cognitive bias (a person’s distorted reality) in which people with low ability overestimate their ability and underestimate those with higher abilities. The effect is to create a wide gap between what the person perceives is the difference between their skill level and the skill levels […]

The COVID-19 pandemic and the new social norms brought about by its devastating effects have created a different breed of investors who treat the stock market as a virtual Vegas. Bored Millennials bored stiff from the COVID-19-induced quarantine and social distancing aren’t just throwing bricks in the streets, they’re throwing virtual bricks at all investing […]

Mainstream investing is about Wall Street but can you trust the system? There are common but illegal ways the individual investor can get shut out and lose money on Wall Street. On the illegal side you have the following shameless activities that rob investors: Insider Trading. Made famous by movies like Wall Street, insider trading […]